Pay How You Drive Motor Insurance – Helps Reduce Your Premium

If you are young driver aged between 17 and 24 years of age and you are looking for a cheap car insurance quote, then you might find a pay how you drive motor insurance policy a good option. A pay how you drive policy really can help drive the price of your car insurance down and down.

The safer you’re driving the bigger the discount you will receive against your insurance premium. It works like this. When you sign up to a specific young driver’s motor insurance provider, they ask you to install a special smart box into your car. It will assess your driving behaviour over a three months period and then apply discounts to your premium, if you have been driving safe. However, it must be known that if you have not been driving safely, your premium may actually go up in price. So it has a positive and negative affect, but if you are driving more safely in those three months your premium will be applied with a discount. This is a great way for young drivers to help reduce their rather high premiums.

The pay how you drive smart box must be fitted in ones vehicle is a fantastic bit of innovation and technology that can help younger driver cut the price of the premium down to size. By the way, a smart box is a free devise that insurers will send to the new policyholder, and must be used at all times. It is part of the terms and conditions of the policy.

Installing one of the free anti theft tracking devise can also help reduce the premium, as drivers who have one of these fitted, can reduce their premium even more with additional discounts.

Many of the main young driver car insurance providers will offer a smart box to young drivers, so if you want to reduce your premium even more, look out for them when you are searching for a specialist young driver car insurance provider. Marks and Spencer car insurance is a good place to start searching for young driver policies.