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Do You Need An Auto Extended Warranty?

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Auto Extended Warranty

Before you say yes to an auto warranty plan, here are a few questions that you should ask – either yourself or the dealer!

What is the repair history of your car?

The repair history of your car is something that you should look at carefully. This will give you a pretty good idea of what to expect in terms of component failure and the money spent for the same. So, take a look at:

  • The kinds of repair work that have been done on your vehicle.
  • The out of warranty repair costs that you have run up.
  • The flat tires that you may have had and the reasons for the same.

Doing an extensive examination of the repair history of your car will give you a pretty good idea of what you should get in terms of the warranty.

Who administers the policy?

There are several insurance companies that administer warranty plans. It is a good idea to find out:

  • Whether it is backed by the manufacturer of your car or a reputable dealer.
  • The reputation and track record of the insurance administrators.

What is covered in the auto extended warranty?

It is good to remember that even the best of auto warranties do not cover every possible component in your car. There will be exceptions to every plan. However, when you find out about these exceptions, it is easier for you to get 100% satisfaction from the dealer and the plan.

How do the deductibles work?

A few warranty plans have deductibles. The dealer will have to tell you whether these deductibles are calculated on a ‘per repair’ basis or on a ‘per visit’ basis. Of course, there are a few plans that do not have these deductibles. Find out the exact amounts and terms and conditions for them all before deciding.

How long will you own the car?

An auto extended warranty can really be a powerful tool to have in your power when you plan to own the vehicle for a long time. Most vehicles are built to last for a pretty long time. With the right kind of care, you can enjoy your automobile for years and years. An extended warranty will help cover repair costs when the original warranties have expired.

Of course, this is an indicative list of the questions you should get answers to. You must make it a point to get as much information as you need from as many sources as you can before deciding on your warranty plan.

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